How do you pay when it comes to shopping online? The easiest and the most convenient way is probably by using your credit card.

Maybe you want to buy or purchase online but don’t have the credit card but the seller may not accept other payment methods than this credit card payment. And you also don’t have any credit card as your financial status, your job etc doesn’t allow you to apply one.

However in Malaysia, there is a solution for this; use Public Bank Visa Electron Debit Card. Before I moved to my present house in Kuala Lumpur, I lived in Johor Bahru and I applied the debit card there.

I had to pay RM25 and wait around 1-2 weeks to get the card. The debit card statement showing where all your money has been spent will be mailed to your address each and every month.

My Malaysia Public Bank Visa Electron Debit Card

Let’s say you want to buy a RM50 product online, you need to add another RM50(better more than that) into the debit card account(you can do this at Public Bank ATMs). Remember that you need to maintain RM25 balance in your account. Read more on Malaysia Public Bank Debit Card | Visa Electron…